Free Credit Report
Checking your
credit report at least once a year is always a good and recommended action to take. Sometimes your identity may be stolen without you even knowing. The only way to find out is by checking your credit report to see if there are any open credit cards or other accounts that were not opened by you.
Not only can the unauthorized accounts hurt your credit report, but it can also hurt your chances to get a loan for the home you want to buy or for that brand new car you are looking to get.